Clear Vision Insurance Brokers Limited with a sound technical understanding of the industry’s operations, are able to offer their clients services in the insurance and reinsurance of all classes of risks ranging from Oil and Energy risks, Fire & Special Perils, Burglary & Housebreaking, Householders Comprehensive, Marine, Money, Motor, Aviation, Group Life Assurance, Group Personal Accident, Fidelity Guaranty, Agriculture, Construction, Property, Liability and a host of others.
The services we offer include:-
1. DIRECT INSURANCE INTERMEDIARY SERVICES
(I) Acting as Brokers, Expert Advises and/or Consultants to help in constructing insurance programmes.
(ii) Negotiating Insurance rates and term as well as the wordings of Insurance Policies to your best interest
(iii) Reviewing alternative methods of risk financing, and
(iv) Claims Control & Management
2. RISK MANAGEMENT SERVICES
For the purpose of Loss Prevention and Reduction, we always conduct Safety and Risk Management Surveys for all our Clients with a view to ensure premium reduction.
3. REINSURANCE INTERMEDIARY SERVICE
(I) FACULTATIVE REINSURANCE
Placement of risks locally and in overseas markets
Marketing of all types of reinsurance treaties and retrocessions.
(iii) EXCESS OF LOSS
Creating programmes for direct underwriters of all classes of business. Also marketing Excess of Loss and Aggregate Excess of Loss (Stop Loss) placements.
(iv) SPECIAL RISKS
Formulation and marketing of new concepts for clients with special needs. Advisory services on retention levels or establishment of Captive Insurance Companies. Stop-Loss protection built around the clients’ requirements.
OUR COMPETITIVE EDGE
Our Company is a dynamic and versatile insurance brokerage outfit with qualified, seasoned and experienced professionals with considerable experience in the insurance industry both in Nigeria and Abroad.
We maintain a cordial relationship with all the reputable insurance companies operating in the insurance industry in Nigeria and this relationship has given us an edge over our competitors as we exploit it in ensuring that are clients’ claims are settled within a short and reasonable period, after documentation.
We also have the professional expertise required to carry out a thorough review of all our clients existing insurance policies, with a view to ensure the adequacy of cover and a resultant reduction in premium payable. We obtain significant savings to the cost of insurance in the form of rebate and also ensure that policies have full cut through clause which will facilitate the payment of claims as and at when they occur.
Our services are not limited to negotiating premium rates; we are also involved in Risk Management. We are in co-operation with a team of well tested and proven energy and oil risk surveyors and managers, who can carry out surveys on your oil fields either Onshore of Offshore. They will identify the risk and exposures and other likely causes of accident in your operations and recommend improvement measures.
Our risk management teams have the technical expertise to carry out:
– Business interruption and interdependency surveys;
-complete engineering inspection, boilers, pressure vessels, lift, plant piping, equipment and machinery to conform with the provisions of Factory Decree No. 16 of 1997;
-machinery breakdown survey, to identify, evaluate and offer loss control recommendation in respect of the risk exposures that could lead to machinery breakdown before they occur;